{"id":30178,"date":"2024-06-02T06:34:56","date_gmt":"2024-06-02T06:34:56","guid":{"rendered":"https:\/\/tecnobuz.com\/?p=30178"},"modified":"2024-06-02T06:34:58","modified_gmt":"2024-06-02T06:34:58","slug":"organizacao-financeira-como-controlar-seu-orcamento-mensal","status":"publish","type":"post","link":"https:\/\/tecnobuz.com\/vi\/to-chuc-tai-chinh-cach-kiem-soat-ngan-sach-hang-thang-cua-ban\/","title":{"rendered":"T\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh: C\u00e1ch ki\u1ec3m so\u00e1t ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n"},"content":{"rendered":"

Th\u1ee9 nh\u1ea5t, hi\u1ec3u c\u00e1ch t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n c\u1ee7a b\u1ea1n l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 s\u1ef1 an t\u00e2m. Nhi\u1ec1u ng\u01b0\u1eddi r\u01a1i v\u00e0o t\u00ecnh hu\u1ed1ng ph\u1ee9c t\u1ea1p ch\u00ednh v\u00ec h\u1ecd kh\u00f4ng ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c chi ph\u00ed v\u00e0 thu nh\u1eadp c\u1ee7a m\u00ecnh. H\u01a1n n\u1eefa, th\u00f3i quen theo d\u00f5i v\u00e0 l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng kho\u1ea3n n\u1ee3 kh\u00f4ng c\u1ea7n thi\u1ebft v\u00e0 mang l\u1ea1i ch\u1ea5t l\u01b0\u1ee3ng cu\u1ed9c s\u1ed1ng t\u1ed1t h\u01a1n.<\/p>\n\n\n\n

M\u1eb7t kh\u00e1c, v\u1edbi c\u00f4ng ngh\u1ec7 hi\u1ec7n t\u1ea1i, vi\u1ec7c qu\u1ea3n l\u00fd ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng \u0111\u00e3 tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n nhi\u1ec1u. C\u00f3 m\u1ed9t s\u1ed1 \u1ee9ng d\u1ee5ng c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n ki\u1ec3m so\u00e1t chi ph\u00ed, l\u00ean k\u1ebf ho\u1ea1ch ti\u1ebft ki\u1ec7m v\u00e0 th\u1eadm ch\u00ed \u0111\u1ea7u t\u01b0 m\u1ed9t c\u00e1ch c\u00f3 \u00fd th\u1ee9c h\u01a1n. V\u00ec v\u1eady, h\u1ecdc c\u00e1ch s\u1eed d\u1ee5ng nh\u1eefng c\u00f4ng c\u1ee5 n\u00e0y c\u00f3 th\u1ec3 l\u00e0 b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean h\u01b0\u1edbng t\u1edbi m\u1ed9t cu\u1ed9c s\u1ed1ng t\u00e0i ch\u00ednh th\u1ecbnh v\u01b0\u1ee3ng v\u00e0 c\u00f3 t\u1ed5 ch\u1ee9c h\u01a1n.<\/p>\n\n\n\n

T\u1ea7m quan tr\u1ecdng c\u1ee7a ki\u1ec3m so\u00e1t ng\u00e2n s\u00e1ch<\/strong><\/h2>\n\n\n\n

Tr\u01b0\u1edbc h\u1ebft, vi\u1ec7c ki\u1ec3m so\u00e1t ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n kh\u00f4ng chi ti\u00eau nhi\u1ec1u h\u01a1n s\u1ed1 ti\u1ec1n ki\u1ebfm \u0111\u01b0\u1ee3c. B\u1eb1ng c\u00e1ch n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 tr\u00e1nh \u0111\u01b0\u1ee3c n\u1ee3 n\u1ea7n v\u00e0 th\u1eadm ch\u00ed ti\u1ebft ki\u1ec7m cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p ho\u1eb7c \u0111\u1ea7u t\u01b0 trong t\u01b0\u01a1ng lai. H\u01a1n n\u1eefa, vi\u1ec7c ki\u1ec3m so\u00e1t r\u00f5 r\u00e0ng t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh cho ph\u00e9p b\u1ea1n \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh s\u00e1ng su\u1ed1t h\u01a1n v\u1ec1 chi ph\u00ed v\u00e0 \u0111\u1ea7u t\u01b0 c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n

Tuy nhi\u00ean, nhi\u1ec1u ng\u01b0\u1eddi v\u1eabn g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c l\u1eadp v\u00e0 duy tr\u00ec ng\u00e2n s\u00e1ch hi\u1ec7u qu\u1ea3. May m\u1eafn thay, c\u00f3 m\u1ed9t s\u1ed1 c\u00f4ng c\u1ee5 v\u00e0 \u1ee9ng d\u1ee5ng c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 qu\u00e1 tr\u00ecnh n\u00e0y, gi\u00fap b\u1ea1n gi\u00e1m s\u00e1t v\u00e0 s\u1eafp x\u1ebfp t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh m\u1ed9t c\u00e1ch thi\u1ebft th\u1ef1c v\u00e0 hi\u1ec7u qu\u1ea3.<\/p>\n\n\n\n

1. Guiabolso<\/strong><\/h3>\n\n\n\n

Th\u1ee9 nh\u1ea5t, Guiabolso l\u00e0 m\u1ed9t trong nh\u1eefng \u1ee9ng d\u1ee5ng ph\u1ed5 bi\u1ebfn nh\u1ea5t \u0111\u1ec3 ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh \u1edf Brazil. N\u00f3 n\u1ed5i b\u1eadt nh\u1edd giao di\u1ec7n tr\u1ef1c quan v\u00e0 t\u00edch h\u1ee3p t\u1ef1 \u0111\u1ed9ng v\u1edbi nhi\u1ec1u t\u1ed5 ch\u1ee9c ng\u00e2n h\u00e0ng kh\u00e1c nhau. Ngo\u00e0i ra, Guiabolso c\u00f2n cung c\u1ea5p c\u00e1c b\u00e1o c\u00e1o chi ti\u1ebft v\u1ec1 chi ph\u00ed c\u1ee7a b\u1ea1n, gi\u00fap b\u1ea1n x\u00e1c \u0111\u1ecbnh n\u01a1i b\u1ea1n c\u00f3 th\u1ec3 ti\u1ebft ki\u1ec7m.<\/p>\n\n\n\n

Ngo\u00e0i ra, \u1ee9ng d\u1ee5ng c\u00f2n cung c\u1ea5p c\u00e1c t\u00ednh n\u0103ng l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh, cho ph\u00e9p b\u1ea1n t\u1ea1o c\u00e1c m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m v\u00e0 theo d\u00f5i ti\u1ebfn tr\u00ecnh c\u1ee7a m\u00ecnh theo th\u1eddi gian. B\u1eb1ng c\u00e1ch n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 c\u00f3 c\u00e1i nh\u00ecn r\u00f5 r\u00e0ng v\u1ec1 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c \u0111i\u1ec1u ch\u1ec9nh khi c\u1ea7n thi\u1ebft. \u1ed3 guiabolso<\/a> \u0110\u00e2y l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn tuy\u1ec7t v\u1eddi cho nh\u1eefng ai \u0111ang t\u00ecm ki\u1ebfm s\u1ef1 \u0111\u01a1n gi\u1ea3n v\u00e0 hi\u1ec7u qu\u1ea3 trong vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n

2. Mobills<\/strong><\/h3>\n\n\n\n

Th\u1ee9 hai, Mobills l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn tuy\u1ec7t v\u1eddi kh\u00e1c cho nh\u1eefng ai mu\u1ed1n ki\u1ec3m so\u00e1t ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng c\u1ee7a m\u00ecnh. \u1ee8ng d\u1ee5ng n\u00e0y cho ph\u00e9p b\u1ea1n ghi l\u1ea1i t\u1ea5t c\u1ea3 c\u00e1c chi ph\u00ed v\u00e0 thu nh\u1eadp c\u1ee7a m\u00ecnh m\u1ed9t c\u00e1ch thi\u1ebft th\u1ef1c, ph\u00e2n lo\u1ea1i t\u1eebng giao d\u1ecbch \u0111\u1ec3 d\u1ec5 xem. Ngo\u00e0i ra, Mobills c\u00f2n cung c\u1ea5p c\u00e1c bi\u1ec3u \u0111\u1ed3 v\u00e0 b\u00e1o c\u00e1o gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 th\u00f3i quen ti\u00eau d\u00f9ng c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n

M\u1eb7t kh\u00e1c, Mobills c\u00f2n c\u00f3 t\u00ednh n\u0103ng l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh, cho ph\u00e9p b\u1ea1n t\u1ea1o ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng v\u00e0 m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 b\u1ea1n c\u00f3 th\u1ec3 ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh ch\u1eb7t ch\u1ebd h\u01a1n v\u00e0 tr\u00e1nh nh\u1eefng chi ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft. \u1ed3 \u0110i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng<\/a> N\u00f3 l\u00fd t\u01b0\u1edfng cho nh\u1eefng ai mu\u1ed1n c\u00f3 m\u1ed9t c\u00f4ng c\u1ee5 ho\u00e0n ch\u1ec9nh v\u00e0 d\u1ec5 s\u1eed d\u1ee5ng.<\/p>\n\n\n\n

3. Organizze<\/strong><\/h3>\n\n\n\n

M\u1ed9t t\u00f9y ch\u1ecdn th\u00fa v\u1ecb kh\u00e1c l\u00e0 \u1ee9ng d\u1ee5ng T\u1ed5 ch\u1ee9c. N\u00f3 n\u1ed5i b\u1eadt nh\u1edd giao di\u1ec7n th\u00e2n thi\u1ec7n v\u00e0 d\u1ec5 s\u1eed d\u1ee5ng, gi\u00fap m\u1ecdi ng\u01b0\u1eddi d\u1ec5 d\u00e0ng ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh h\u01a1n. V\u1edbi Organizze, b\u1ea1n c\u00f3 th\u1ec3 ghi l\u1ea1i chi ph\u00ed v\u00e0 thu nh\u1eadp c\u1ee7a m\u00ecnh, ph\u00e2n lo\u1ea1i ch\u00fang \u0111\u1ec3 c\u00f3 c\u00e1i nh\u00ecn r\u00f5 r\u00e0ng v\u1ec1 chi ph\u00ed c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n

Ngo\u00e0i ra, \u1ee9ng d\u1ee5ng c\u00f2n cung c\u1ea5p ch\u1ee9c n\u0103ng l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh v\u00e0 theo d\u00f5i m\u1ee5c ti\u00eau. B\u1eb1ng c\u00e1ch n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 t\u1ea1o ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng v\u00e0 theo d\u00f5i ti\u1ebfn tr\u00ecnh c\u1ee7a m\u00ecnh, \u0111i\u1ec1u ch\u1ec9nh t\u00e0i ch\u00ednh n\u1ebfu c\u1ea7n. \u1ed3 T\u1ed5 ch\u1ee9c<\/a> \u0110\u00f3 l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn tuy\u1ec7t v\u1eddi cho nh\u1eefng ai \u0111ang t\u00ecm ki\u1ebfm s\u1ef1 \u0111\u01a1n gi\u1ea3n v\u00e0 hi\u1ec7u qu\u1ea3 trong ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh.<\/p>\n\n\n\n

4. Minhas Economias<\/strong><\/h3>\n\n\n\n

Minhas Economias l\u00e0 m\u1ed9t \u1ee9ng d\u1ee5ng kh\u00e1c \u0111\u00e1ng \u0111\u01b0\u1ee3c ch\u00fa \u00fd khi n\u00f3i \u0111\u1ebfn ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh. \u1ee8ng d\u1ee5ng n\u00e0y cho ph\u00e9p b\u1ea1n ghi l\u1ea1i t\u1ea5t c\u1ea3 c\u00e1c giao d\u1ecbch c\u1ee7a m\u00ecnh, ph\u00e2n lo\u1ea1i ch\u00fang \u0111\u1ec3 gi\u00fap b\u1ea1n xem chi ti\u00eau c\u1ee7a m\u00ecnh d\u1ec5 d\u00e0ng h\u01a1n. Ngo\u00e0i ra, Minhas Economias c\u00f2n cung c\u1ea5p c\u00e1c bi\u1ec3u \u0111\u1ed3 v\u00e0 b\u00e1o c\u00e1o chi ti\u1ebft v\u1ec1 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n, gi\u00fap b\u1ea1n x\u00e1c \u0111\u1ecbnh c\u00e1c c\u01a1 h\u1ed9i ti\u1ebft ki\u1ec7m.<\/p>\n\n\n\n

Ngo\u00e0i ra, Minhas Economias c\u00f2n c\u00f3 c\u00e1c t\u00ednh n\u0103ng l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh, cho ph\u00e9p b\u1ea1n t\u1ea1o ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng v\u00e0 m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 b\u1ea1n c\u00f3 th\u1ec3 ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh ch\u1eb7t ch\u1ebd h\u01a1n v\u00e0 tr\u00e1nh n\u1ee3 n\u1ea7n. \u1ed3 Ti\u1ebft ki\u1ec7m c\u1ee7a t\u00f4i<\/a> N\u00f3 l\u00fd t\u01b0\u1edfng cho nh\u1eefng ai mu\u1ed1n c\u00f3 m\u1ed9t c\u00f4ng c\u1ee5 ho\u00e0n ch\u1ec9nh v\u00e0 d\u1ec5 s\u1eed d\u1ee5ng.<\/p>\n\n\n\n

5. YNAB (You Need a Budget)<\/strong><\/h3>\n\n\n\n

Cu\u1ed1i c\u00f9ng, YNAB l\u00e0 m\u1ed9t trong nh\u1eefng \u1ee9ng d\u1ee5ng ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh ph\u1ed5 bi\u1ebfn nh\u1ea5t tr\u00ean th\u1ebf gi\u1edbi. N\u00f3 n\u1ed5i b\u1eadt nh\u1edd c\u00e1ch ti\u1ebfp c\u1eadn th\u1ef1c t\u1ebf v\u00e0 hi\u1ec7u qu\u1ea3 trong qu\u1ea3n l\u00fd ng\u00e2n s\u00e1ch. V\u1edbi YNAB, b\u1ea1n c\u00f3 th\u1ec3 ghi l\u1ea1i chi ph\u00ed v\u00e0 thu nh\u1eadp c\u1ee7a m\u00ecnh, ph\u00e2n lo\u1ea1i ch\u00fang \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c b\u1ee9c tranh r\u00f5 r\u00e0ng v\u1ec1 chi ti\u00eau c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n

Ngo\u00e0i ra, YNAB c\u00f2n cung c\u1ea5p c\u00e1c t\u00ednh n\u0103ng l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh, cho ph\u00e9p b\u1ea1n t\u1ea1o ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng v\u00e0 m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m. \u1ee8ng d\u1ee5ng n\u00e0y c\u0169ng cung c\u1ea5p nhi\u1ec1u t\u00e0i nguy\u00ean gi\u00e1o d\u1ee5c, gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh v\u00e0 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh s\u00e1ng su\u1ed1t h\u01a1n. \u1ed3 YNAB<\/a> \u0110\u00e2y l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn tuy\u1ec7t v\u1eddi cho nh\u1eefng ai \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t c\u00f4ng c\u1ee5 m\u1ea1nh m\u1ebd v\u00e0 hi\u1ec7u qu\u1ea3 \u0111\u1ec3 ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh.<\/p>\n\n\n\n

T\u00ednh n\u0103ng \u1ee9ng d\u1ee5ng<\/strong><\/h2>\n\n\n\n

Ngo\u00e0i c\u00e1c ch\u1ee9c n\u0103ng c\u01a1 b\u1ea3n l\u00e0 ghi l\u1ea1i chi ph\u00ed v\u00e0 thu nh\u1eadp, nhi\u1ec1u \u1ee9ng d\u1ee5ng trong s\u1ed1 n\u00e0y c\u00f2n cung c\u1ea5p c\u00e1c t\u00ednh n\u0103ng b\u1ed5 sung c\u00f3 th\u1ec3 c\u1ef1c k\u1ef3 h\u1eefu \u00edch. V\u00ed d\u1ee5: m\u1ed9t s\u1ed1 cho ph\u00e9p t\u00edch h\u1ee3p v\u1edbi t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng v\u00e0 th\u1ebb t\u00edn d\u1ee5ng, gi\u00fap vi\u1ec7c t\u1ef1 \u0111\u1ed9ng gi\u00e1m s\u00e1t c\u00e1c giao d\u1ecbch tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n. Nh\u1eefng ng\u01b0\u1eddi kh\u00e1c cung c\u1ea5p c\u00e1c t\u00ednh n\u0103ng l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh, cho ph\u00e9p b\u1ea1n t\u1ea1o c\u00e1c m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m v\u00e0 theo d\u00f5i ti\u1ebfn tr\u00ecnh c\u1ee7a m\u00ecnh theo th\u1eddi gian.<\/p>\n\n\n\n

Ngo\u00e0i ra, nhi\u1ec1u \u1ee9ng d\u1ee5ng trong s\u1ed1 n\u00e0y cung c\u1ea5p c\u00e1c bi\u1ec3u \u0111\u1ed3 v\u00e0 b\u00e1o c\u00e1o chi ti\u1ebft v\u1ec1 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n, gi\u00fap b\u1ea1n x\u00e1c \u0111\u1ecbnh c\u00e1c c\u01a1 h\u1ed9i ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh s\u00e1ng su\u1ed1t h\u01a1n. B\u1eb1ng c\u00e1ch n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 c\u00f3 c\u00e1i nh\u00ecn r\u00f5 r\u00e0ng v\u1ec1 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c \u0111i\u1ec1u ch\u1ec9nh n\u1ebfu c\u1ea7n.<\/p>\n\n\n\n

C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/strong><\/h2>\n\n\n\n

1. T\u1ea1i sao vi\u1ec7c ki\u1ec3m so\u00e1t ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng l\u1ea1i quan tr\u1ecdng?<\/strong><\/p>\n\n\n\n

Ki\u1ec3m so\u00e1t ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n l\u00e0 \u0111i\u1ec1u quan tr\u1ecdng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o b\u1ea1n kh\u00f4ng chi ti\u00eau nhi\u1ec1u h\u01a1n s\u1ed1 ti\u1ec1n b\u1ea1n ki\u1ebfm \u0111\u01b0\u1ee3c, tr\u00e1nh n\u1ee3 n\u1ea7n v\u00e0 cho ph\u00e9p b\u1ea1n ti\u1ebft ki\u1ec7m cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p v\u00e0 \u0111\u1ea7u t\u01b0 trong t\u01b0\u01a1ng lai.<\/p>\n\n\n\n

2. Nh\u1eefng \u1ee9ng d\u1ee5ng t\u1ed1t nh\u1ea5t \u0111\u1ec3 ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh l\u00e0 g\u00ec?<\/strong><\/p>\n\n\n\n

M\u1ed9t s\u1ed1 \u1ee9ng d\u1ee5ng t\u1ed1t nh\u1ea5t \u0111\u1ec3 ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh bao g\u1ed3m Guiabolso, Mobills, Organizze, Minhas Economias v\u00e0 YNAB.<\/p>\n\n\n\n

3. L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c \u1ee9ng d\u1ee5ng ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh t\u1ed1t nh\u1ea5t?<\/strong><\/p>\n\n\n\n

\u0110\u1ec3 ch\u1ecdn \u1ee9ng d\u1ee5ng t\u1ed1t nh\u1ea5t, h\u00e3y xem x\u00e9t nhu c\u1ea7u v\u00e0 s\u1edf th\u00edch c\u00e1 nh\u00e2n c\u1ee7a b\u1ea1n. Ki\u1ec3m tra c\u00e1c t\u00ednh n\u0103ng \u0111\u01b0\u1ee3c cung c\u1ea5p, t\u00ednh d\u1ec5 s\u1eed d\u1ee5ng v\u00e0 t\u00edch h\u1ee3p v\u1edbi t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n

4. S\u1eed d\u1ee5ng \u1ee9ng d\u1ee5ng ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh c\u00f3 an to\u00e0n kh\u00f4ng?<\/strong><\/p>\n\n\n\n

C\u00f3, h\u1ea7u h\u1ebft c\u00e1c \u1ee9ng d\u1ee5ng theo d\u00f5i t\u00e0i ch\u00ednh \u0111\u1ec1u s\u1eed d\u1ee5ng m\u00e3 h\u00f3a v\u00e0 c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o m\u1eadt kh\u00e1c \u0111\u1ec3 b\u1ea3o v\u1ec7 th\u00f4ng tin c\u00e1 nh\u00e2n v\u00e0 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n. Tuy nhi\u00ean, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i ki\u1ec3m tra ch\u00ednh s\u00e1ch b\u1ea3o m\u1eadt v\u00e0 quy\u1ec1n ri\u00eang t\u01b0 c\u1ee7a \u1ee9ng d\u1ee5ng tr\u01b0\u1edbc khi s\u1eed d\u1ee5ng.<\/p>\n\n\n\n

5. L\u00e0m c\u00e1ch n\u00e0o t\u00f4i c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh?<\/strong><\/p>\n\n\n\n

\u0110\u1ec3 c\u1ea3i thi\u1ec7n t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n, h\u00e3y b\u1eaft \u0111\u1ea7u b\u1eb1ng c\u00e1ch ghi l\u1ea1i t\u1ea5t c\u1ea3 chi ph\u00ed v\u00e0 thu nh\u1eadp c\u1ee7a b\u1ea1n, t\u1ea1o ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng v\u00e0 \u0111\u1eb7t m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m. S\u1eed d\u1ee5ng c\u00e1c \u1ee9ng d\u1ee5ng ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh \u0111\u1ec3 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho qu\u00e1 tr\u00ecnh n\u00e0y v\u00e0 theo d\u00f5i ti\u1ebfn tr\u00ecnh c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n

Ph\u1ea7n k\u1ebft lu\u1eadn<\/strong><\/h2>\n\n\n\n

T\u00f3m l\u1ea1i, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh v\u00e0 ki\u1ec3m so\u00e1t ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n l\u00e0 nh\u1eefng b\u01b0\u1edbc c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 s\u1ef1 an t\u00e2m. V\u1edbi s\u1ef1 tr\u1ee3 gi\u00fap c\u1ee7a c\u00e1c \u1ee9ng d\u1ee5ng ki\u1ec3m so\u00e1t t\u00e0i ch\u00ednh, qu\u00e1 tr\u00ecnh n\u00e0y c\u00f3 th\u1ec3 tr\u1edf n\u00ean \u0111\u01a1n gi\u1ea3n v\u00e0 hi\u1ec7u qu\u1ea3 h\u01a1n nhi\u1ec1u. H\u01a1n n\u1eefa, vi\u1ec7c s\u1eed d\u1ee5ng nh\u1eefng c\u00f4ng c\u1ee5 n\u00e0y cho ph\u00e9p b\u1ea1n c\u00f3 c\u00e1i nh\u00ecn r\u00f5 r\u00e0ng v\u1ec1 t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh, gi\u00fap b\u1ea1n x\u00e1c \u0111\u1ecbnh c\u00e1c c\u01a1 h\u1ed9i ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh s\u00e1ng su\u1ed1t h\u01a1n. V\u00ec v\u1eady, h\u00e3y t\u1eadn d\u1ee5ng nh\u1eefng c\u00f4ng ngh\u1ec7 s\u1eb5n c\u00f3 v\u00e0 b\u1eaft \u0111\u1ea7u qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n hi\u1ec7u qu\u1ea3 h\u01a1n ngay h\u00f4m nay.<\/p>","protected":false},"excerpt":{"rendered":"

\u0110\u1ea7u ti\u00ean, hi\u1ec3u c\u00e1ch t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 s\u1ef1 an t\u00e2m. Nhi\u1ec1u ng\u01b0\u1eddi r\u01a1i v\u00e0o t\u00ecnh hu\u1ed1ng ph\u1ee9c t\u1ea1p ch\u00ednh v\u00ec h\u1ecd kh\u00f4ng ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c chi ph\u00ed v\u00e0 thu nh\u1eadp c\u1ee7a m\u00ecnh. H\u01a1n n\u1eefa, th\u00f3i quen theo d\u00f5i v\u00e0 l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng kho\u1ea3n n\u1ee3 kh\u00f4ng c\u1ea7n thi\u1ebft v\u00e0 mang l\u1ea1i ch\u1ea5t l\u01b0\u1ee3ng cu\u1ed9c s\u1ed1ng t\u1ed1t h\u01a1n. [\u2026]<\/p>","protected":false},"author":1,"featured_media":30179,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,287,21],"tags":[],"class_list":{"0":"post-30178","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aplicativos","8":"category-dicas","9":"category-financeiro"},"_links":{"self":[{"href":"https:\/\/tecnobuz.com\/vi\/wp-json\/wp\/v2\/posts\/30178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tecnobuz.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tecnobuz.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tecnobuz.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tecnobuz.com\/vi\/wp-json\/wp\/v2\/comments?post=30178"}],"version-history":[{"count":1,"href":"https:\/\/tecnobuz.com\/vi\/wp-json\/wp\/v2\/posts\/30178\/revisions"}],"predecessor-version":[{"id":30180,"href":"https:\/\/tecnobuz.com\/vi\/wp-json\/wp\/v2\/posts\/30178\/revisions\/30180"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tecnobuz.com\/vi\/wp-json\/wp\/v2\/media\/30179"}],"wp:attachment":[{"href":"https:\/\/tecnobuz.com\/vi\/wp-json\/wp\/v2\/media?parent=30178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tecnobuz.com\/vi\/wp-json\/wp\/v2\/categories?post=30178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tecnobuz.com\/vi\/wp-json\/wp\/v2\/tags?post=30178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}